Commercial Property Finance Associate Manager - £90,000

If you are interested in this candidate, please contact Simon Blau via email sblau@cerfinancial.co.uk or call on 0207 626 6065.

00355779

CAREER HISTORY:

Financial Services

CORPORATE & INSITUTIONAL BANKING | COMMERCIAL PROPERTY FINANCE

April 2025 – June 2025

Manager

October 2024 – March 2025

Associate Manager

  • Credit Analysis & Reporting: Lead end-to-end credit assessment for new debt originations, evaluating asset quality, structure, and covenants; produce comprehensive credit reports incorporating financial analysis and technical/legal due diligence to facilitate credit approvals and pricing decisions.
  • Financial Modelling: Develop scenario-based models to forecast net rental income under varied assumptions (e.g., vacancy, downtime, incentives) to assess debt serviceability (ICR, DSCR) and structure financing solutions.
  • Portfolio Management: Manage a A$990M commercial real estate debt portfolio across 14 corporate and institutional clients including Blackstone (A$176M), BlackRock (A$148M), and Gateway Capital (A$96M); oversee annual reviews, performance tracking, and credit risk actions.
  • Debt Structuring: Structure tailored debt solutions optimising covenant packages, leverage, while aligning between sponsor and lender objectives.
  • Analyse commercial property valuations by benchmarking market rents and capitalisation rates against comparable sales and lease transactions; analyse supply-demand dynamics, vacancy trends, rental growth, and yield metrics.

Key Transactions:

  • Led A$75M acquisition & capex financing for a Gateway Capital fund for a 36,000sqm prime Sydney industrial asset.
  • Structured A$100M refinance of GIC Real Estate-backed mixed-use asset ($166.6M MV), featuring hybrid income from hotel, commercial, retail and residential components.
  • Annual review of A$400M syndicated loan for Blackstone’s Premium Grade Sydney CBD tower (A$730M MV) & A$318M syndicated loan for Blackstone’s purpose-built student accommodation portfolio (2,350 beds, A$522.5M MV).

BUSINESS BANKING | DIVERSIFIED INDUSTRIES

April 2023 – October 2024

Associate Manager

December 2021 – March 2023

Senior Associate

  • Originated senior unsecured cashflow lending up to A$20M, performing credit analysis for healthcare, built and industrial, technology, and education sectors and provided support on leveraged finance transactions >A$20M.
  • Derived business and goodwill valuations by evaluating borrower financials and future maintainable earnings (FME), comparable company/transaction analysis and EBITDA multiple metrics to determine enterprise value.
  • Executed full-spectrum business due diligence including assessing revenue drivers, customer concentration, pipeline, operational and management risk, billing and WIP practices, working capital needs, and competitor positioning.
  • Ranked #1 out of 128 analysts nationally for two consecutive years; consistently exceeded KPIs by 110%+, earning 'Outstanding' (top-tier) performance ratings and a fast-tracked offer to join the Corporate Analyst team.
  • Developed and delivered national training programs on credit writing and financial analysis best practices; content adopted as ongoing internal resources.

Key Transactions:

  • Structured A$25M corporate acquisition facility for a construction & infrastructure advisory firm buyout.
  • Revised A$40M shareholder loan issuance as part of a A$91M recapitalisation for a national quantity surveying group.
  • Arranged working capital facility for a A$55M technology & digital infrastructure business undergoing rapid expansion.

Professional Services

TRANSFER PRICING ASSOCIATE

December 2019 – November 2021

Associate

  • Advised 50+ multinational clients on transfer pricing strategies across sectors including medical, mining, information technology, retail, property development, and finance.
  • Saved key client >A$600k in annual taxes by justifying >A$2m in deductions under OECD transfer pricing guidelines.
  • Conducted industry benchmarking using S&P Capital IQ and IBISWorld to ensure global regulatory compliance and arm’s-length pricing.
  • Led business development initiatives by creating tailored pitch materials outlining service scope, pricing, and value propositions to secure multinational clients and new engagements.

EDUCATION:

2016 – 2019: University

Bachelor of Commerce (Major: Finance)

2016 - 2019

Bachelor of Biomedicine Science

  • Graduated with High Distinction (WAM: 82.4% | GPA: 3.6/4)

References Available Upon Request

If you are interested in this candidate, please contact Simon Blau via email sblau@cerfinancial.co.uk or call on 0207 626 6065.

To view other CV's please click here.