If you are interested in this candidate, please contact Charlie Watson via email cwatson@cerfinancial.co.uk or call on 0207 626 6065.

00275335

PROFILE:

Senior Regulatory Compliance & Assurance professional with 9+ years’ experience within UK‑regulated banks and financial services firms, including international and non‑UK headquartered institutions. Extensive hands‑on experience supporting Heads of Compliance through delivery of risk‑based compliance monitoring programmes, regulatory framework reviews, policy ownership, and business advisory aligned to FCA/PRA expectations.

Specialist expertise across UK GDPR & Data Protection, PRA/FCA Outsourcing & Third‑Party Risk Management, and Senior Managers & Certification Regime (SMCR), with a strong track record of translating regulatory requirements into practical, proportionate controls. Highly skilled in written reporting, MI production, and training delivery, providing assurance to senior management on the effectiveness of the Branch’s compliance and conduct risk controls.

KEY ALIGNMENT TO COMPLIANCE ASSURANCE OFFICER ROLE:

• Compliance Monitoring & Assurance – Design and execution of annual compliance monitoring plans; thematic reviews; control testing; issue tracking and remediation.
• UK GDPR & Data Protection – Policy ownership, framework reviews, GDPR training, breach oversight, and data handling governance.
• PRA/FCA Outsourcing & Third‑Party Risk – Oversight of outsourcing frameworks, risk assessments, control reviews, and regulatory alignment.
• SMCR – End‑to‑end SMCR support including certification, fit & proper assessments, HR liaison, FCA Connect submissions, and training.
• Regulatory Change & Advisory – Horizon scanning, impact assessments, business implementation support, and senior‑level advisory.
• Reporting & Governance – Preparation of written compliance reports, MI dashboards, and committee packs for senior management.

SKILLS:

• Compliance Monitoring & Testing (2LoD)
• UK GDPR & Data Protection Governance
• PRA/FCA Outsourcing & Third‑Party Risk
• Senior Managers & Certification Regime (SMCR)
• Conduct Risk & Consumer Duty Oversight
• Regulatory Change & Horizon Scanning
• Policy & Procedure Review and Ownership
• Risk & Control Frameworks (RCSA)
• Compliance Training & Staff Guidance
• Board & Committee Reporting
• Strong written and verbal communication skills with proven ability to present findings clearly.
• Proactive, hands‑on, and delivery‑focused approach.

TECHNICAL:

• Microsoft Office (Advanced Excel, Word, PowerPoint)
• FCA RegData & Connect
• Compliance Monitoring Tools & Control Trackers

CAREER HISTORY:

August 2025 – December 2025

Financial Services

Business Compliance Associate

• Key responsibilities: Second‑line compliance assurance role supporting the UK business and the Head of Compliance in ensuring alignment with UK regulatory expectations and Group control frameworks.
• Key Deliverables & Outcomes: Delivered enhancements to the UK Monitoring, Testing & Control (MTC) framework, ensuring monitoring activity was risk‑based, proportionate, and defensible. - Conducted structured reviews of Group reference controls, determining UK applicability, documenting regulatory rationale, and identifying gaps requiring local UK controls. - Strengthened 2LoD testing quality by introducing clearer testing scripts, evidence standards, and outcome‑focused documentation. - Supported compliance oversight of electronic communications surveillance and DLP controls, contributing to identification of conduct and market abuse risk indicators. - Built and maintained centralised compliance trackers capturing testing results, issue ownership, remediation actions, and status, improving audit and regulatory readiness. - Produced clear management information and progress updates to support decision‑making by senior compliance stakeholders.

October 2024 – April 2025

Banking

Regulatory Compliance Associate (Contract)

• Key responsibilities: Direct support to the Head of Compliance / SMF16/17, providing second‑line oversight and practical regulatory guidance across the Bank.
• Key Deliverables & Outcomes: Planned and executed compliance monitoring reviews across core risk areas, identifying control weaknesses and supporting remediation to strengthen the Bank’s compliance framework. - Supported SMCR operations, including certification processes, fit & proper assessments, HR liaison, and preparation and submission of FCA Connect applications. - Maintained and reviewed internal frameworks covering Consumer Duty, Conduct Risk, Operational Resilience, and Data Protection. - Developed and presented Consumer Duty outcome testing and MI dashboards, providing assurance to senior management on customer outcomes. - Approved financial promotions and provided clear, proportionate compliance advice to business stakeholders. - Managed RegData submissions and regulatory notifications, achieving 100% timeliness and accuracy. - Led UK GDPR oversight, reviewing policies, advising departments, and supporting adherence to data protection requirements.

November 2021 – October2024

Banking

Regulatory Compliance Analyst

• Role Purpose: Second‑line compliance assurance role within a PRA/FCA‑regulated bank, supporting the Head of Compliance through monitoring, advisory, and reporting activities.
• Key Deliverables & Outcomes: Executed the annual Compliance Monitoring Plan, delivering 10+ thematic reviews per year and reducing repeat findings by 30%. - Supported UK GDPR compliance, including policy reviews, staff training, data incident oversight, and trend analysis. - Prepared detailed written compliance reports and MI for senior management and governance committees. - Delivered SMCR support, including certification reviews, maintenance of assessment records, and staff training. - Supported reviews of outsourcing arrangements and operational resilience controls, ensuring regulatory alignment. - Delivered firm‑wide compliance training, improving regulatory awareness and embedding a risk‑aware culture. - Proactively managed audit actions, achieving zero overdue actions through effective issue tracking and follow‑up.

July 2020 – July 2021

Financial Services

Compliance Executive

• Managed compliance monitoring activities across AML, conduct risk, and financial promotions.
• Supported regulatory reporting and maintained key compliance registers.
• Delivered staff training and provided advisory support during business change initiatives.
• Oversaw complaints handling and regulatory correspondence.

EARLIER CAREER (SELECTED HIGHLIGHTS):

December 2018 - May 2019

Finance Broker

Compliance Officer (Contract)

June 2019 – December 2019

Investments

Compliance Analyst (Contract)

December 2015 - July 2018

Trading

Compliance Officer / KYC Officer

• Designed and executed compliance monitoring frameworks
• Supported SMCR roll‑out and FCA regulatory submissions.
• Delivered GDPR readiness projects and compliance training.
• Maintained policies, procedures, and compliance registers.

EDUCATION:

• LLB Law, University
• Transaction Reporting (EMIR & MiFIR) Certification

References Available Upon Request

If you are interested in this candidate, please contact Charlie Watson via email cwatson@cerfinancial.co.uk or call on 0207 626 6065.

To view other CV's please click here.