If you are interested in this candidate, please contact Charlie Watson via email cwatson@cerfinancial.co.uk or call on 0207 626 6065.

00298567

EDUCATION:

2025: CISI Diploma in Investment Compliance, Ongoing

2024: Introduction to Securities & Investment (International)

UK Regulation & Professional Integrity

Combating Financial Crime

2019: Association accounting technician (AAT) BPP

2004 - 2009: Bachelor of economics: business, University

CAREER HISTORY:

October 2020 – April 2025

Banking

Compliance Analyst

Reporting directly to the Head of Regulatory Compliance, my responsibilities encompass a wide range of Compliance and regulatory tasks, ensuring adherence to industry standards and fostering operational efficiency. Key duties include:

Regulatory Compliance:

• Assisting Senior Compliance Analyst in reviewing, updating and maintaining Regulatory Compliance policies and procedures to align with evolving industry standards
• Maintaining internal Compliance registers such as Conflicts of Interest Register, Gifts & Hospitality log and related documentation
• Assisting Senior Compliance Analyst in Conducting regulatory Horizon scanning to proactively identify and address regulatory changes in the financial landscape
• Support the implementation of Consumer Duty requirements, ensuring the bank meets its obligations to customers
• Prepare and submit periodic FCA filings: via Regdata (Quarterly/Annually such as Complaints and Payment Fraud return), ensuring accuracy and timeliness
• Support the SMCR requirements by ensuring all controlled function individuals receive regulatory approval before commencing duties and facilitating the annual staff certification process
• Assisting in preparation of training material relevant to key regulatory updates, delivering Compliance Induction training
• Performed regular record-keeping tasks; maintained high levels of organizational efficiency
• Developed strong relationships with regulators and external audit firms, facilitated smooth audit processes. Responded to control, audit and regulatory requests within established timelines

Financial Crime:

• Preparing accurate MI for Financial crime team, acting as a Financial Crime Committee Secretary, responsible for collating data, narrating the meeting and drafting meeting Minutes. Tracking action items and members attendance. Assisting in maintaining and updating the firm’s Governance committee Terms of Reference.
• Monitor and action incoming Sanctions Lists and maintain records (OFSI, OFAC)
• Assisting in conducting sanctions, PEPs, and adverse media screening on customers and counterparties using World Check One screening system
• Assisting in carrying out open-source intelligence on customers and counterparties, reviewing publicly available information to prevent/mitigate money laundering, terrorist financing, sanctions, negative news and bribery and corruption risks
• Assisting in monitoring high-risk customers in line with internal policies, procedures, and regulatory requirements
• E-comms program; Review all corporate email and chats flagged up as per the GHIB E-comms program (Bloomberg terminal)

January 2020 – October 2020

Banking

Compliance Coordinator

Reporting directly to MLRO my responsibilities encompass a wide range of compliance tasks, fostering operational efficiency and timeliness. Key duties include:

• Monitor and manage the departmental mailbox, ensuring all compliance escalations are assigned, logged, and tracked for timely resolution.
• Compile Management Information (MI) reports for the Compliance Department to facilitate decision-making and regulatory reporting.
• Assisting in organizing training programs for employees on compliance matters, including anti-money laundering (AML), data protection, and ethics. Oversee the training log to track training completion and ensure that all staff are up-to-date with required training sessions.
• Support MLRO and Head of Compliance in the collation and submission of documents required for review under Section 166.
• Assist with ad hoc projects and tasks as they arise, contributing to various compliance initiatives and organizational improvements.

January 2016 – January 2020

Travel Company

Office/ Accounts Assistant

• Monitor Finance’s inbox and deal with incoming and outgoing correspondence in a proactive and timely manner (follow up on replies, recommend action to be taken, draft responses and filter to appropriate people)
• Prepare monthly corporate card expense schedules and work with cardholders to ensure that the schedules are completed accurately and within the given time frame and are for necessary business expenses. Process cash expenses & staff floats, ensuring that authorised expenses are paid within the given timeframe
• Authorisation – ensure all invoices received are authorised as valid invoices by relevant Business Unit Manager in accordance with Invoice Authority Limits as issued by Finance Manager
• Processing - ensure accuracy, validity, correct authorisation and GL coding before accurate data entry into SAP/ Netsuite
• Prepare for approval and process timely BACS payment runs in local and foreign currencies and prepare infrequent cheques
• Responsible for ensuring office financial objectives are met by preparing annual budget for the office, planning the expenditures, analysing variances and carrying out necessary corrections that may arise
• Daily management of sterling and foreign currency petty cash, ensuring that receipts are provided at all times and that all expenditure is recorded and coded accurately
• Timely preparation of monthly creditor reconciliation and subsequent resolution of outstanding items

December 2014 – December 2015

Retail

Accounts Payable Analyst

• Ensure that all invoices received are valid, registered promptly and accurately, and issued to the correct individual for authorization
• Ensure all stock purchases reconcile to purchase orders and liaise with the Purchasing Department to resolve any stock invoice queries
• Send out reminders to department managers on a weekly basis to ensure that invoices are returned and authorized promptly in time for payment runs. Ensure that any invoice queries are resolved quickly and efficiently with the department manager
• Posting invoices accurately to weekly and monthly deadlines (Oracle)
• Routine inspection of supplier accounts against statements received, ensuring discrepancies and queries are resolved quickly
• Set up and maintain supplier accounts; ensuring the supplier database is accurate and up to date
• Ensure discounted invoices are paid in a timely manner
• To ensure that all documentation required by the auditors is readily available
• Proactively identifying business improvement opportunities. Suggest and implement changes in process to improve efficiency and effectiveness

November 2013 – December 2014

Nursing & Residential

Finance assistant

• Production of sales invoices to all clients in agreement to contracts and input into Sage 50, ensuring all invoices are raised in a timely manner
• Ensuring invoices are issued with correct tax rates applied as well as correct payment terms
• Allocate payments to customer accounts
• Organize refunds for credit balance accounts when appropriate
• Tracking and reporting trade debtor information on monthly basis
• Collecting outstanding debt from clients via email and telephone
• Responsible for accounts payable and the payment process
• Liaise with staff and supplier to resolve account queries and disputes
• Preparing payment requests and performing regular bank reconciliations
• Payroll preparation
• Maintaining vendor and client database- ensuring both are accurate and up to date

ACHIEVEMENTS:

• Developed a semi-automated Management Information (MI) reporting process, which led to a 50% reduction in reporting time while increasing accuracy. This improvement facilitated timely decision-making for Senior management and enhanced overall operational efficiency.
• As a Compliance Analyst, I spearheaded the automation of Fraud Payment return submissions, collaborating with IT to cut reporting time from 5 days to 5 hours while improving data accuracy.

References Available Upon Request

If you are interested in this candidate, please contact Charlie Watson via email cwatson@cerfinancial.co.uk or call on 0207 626 6065.

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