If you are interested in this candidate, please contact Simon Blau via email sblau@cerfinancial.co.uk or call on 0207 626 6065.
00305586
PROFILE:
Seasoned Credit Executive with deep expertise covering Financial Institutions (Banks, Insurance companies, non-bank FIs, and Funds), complemented by extensive experience across global banks, a premier rating agency, and leading insurance firms. Demonstrated capability in analysing and managing credit risk within diverse asset classes, including Corporates, Commercial Real Estate, and Structured Finance across Emerging and Developed Markets. Solid knowledge of Derivatives contracts, Trade Finance products, and related documentation. Known for rapidly adapting analytical insights and leadership strengths to deliver robust assessments, drive sound risk decisions, and cultivate strong relationships within the financial sector.
SKILLS:
Credit Analysis | Credit Risk Management | Preparation of Credit Reports | Presentation to Senior Audiences | Versatile Professional | Quick Learner | Emerging Markets Specialist | Team Player | Sound Interpersonal Skills | Leadership / Coaching of Junior Staff
TECHNICAL SKILLS:
- Solid Knowledge of Microsoft Office Package, especially Word, PowerPoint, and Excel.
- Advanced User of Bloomberg (M&A Analysis, Fixed Income and Credit Analysis).
- Experienced User of Moody’s Financial Analysis Tools, S&P’s Capital IQ, and Fitch Solutions
CAREER HISTORY:
April 2024 – PRESENT
Banking
SENIOR CREDIT ANALYST (SHORT-TERM CONTRACT)
- Short-term contract role focusing on preparing robust credit package applications on Sub Saharan African counterparties, mainly Financial Institutions, to support the bank's expansion plans.
April 2024 - October 2024
Financial Service
SENIOR MANAGER (CONTRACT)
- Prepared robust credit analysis presentations to Insurers that provided risk coverage for the firm.
- Interacted with issuing banks as part of the Due Diligence review of new transactions.
- Implemented a better structured framework for the follow-up of Pre-execution tasks related to new investments.
December 2022 – January 2024
Financial Services
Vice President – Credit Risk – Securitized Products Group (Fid Secured Lending)
- Part of Credit Team covering Structured Finance products, responsible for coverage of 12 Commercial Real Estate Warehousing lines, comprising 45 pledged Commercial Real Estate Loans in a portfolio exceeding $3bn.
- Conducted detailed and concise assessment of 15 new transactions, resulting in their approval and maintaining the record of no losses in the portfolio.
- Prepared crisp and well-structured presentations to required approval levels, which usually included presentations to senior credit officers, global team heads, and high-level credit committees. Consistently received positive feedback from the stakeholders involved.
- Asset classes covered included Hotels, Retail Warehouses, Student Accommodation, Logistics, Industrial, Conference Centres, Car Parks, Multi-family, Offices and Life Sciences in the UK and Europe.
- Improved interaction with the Asset Management and Commercial teams regarding the flow of new transactions, performance monitoring, and ad hoc approval requests. This initiative was recognised by the senior management of both teams, who expressed their satisfaction with it directly to the teams' global head.
November 2021 – December 2022
Banking
Assistant Vice President - Senior Credit Analyst – Corporate Banking and Real Estate
- Part of OCBC’s London Branch Corporate Banking team performing a mix of front office and credit analysis roles.
- Led the Credit review and submission of 6 new Commercial Real Estate Transactions totalling around £750 million in Term Loans, all approved at the parent level by liaising with the Senior Credit Officer and addressing questions raised.
- Led the execution of these six transactions, performing a client-facing role, leading internal and external stakeholders, and actively building strong relationships with different stakeholders, instilling confidence in my stakeholder management skills.
- In Commercial Real Estate, Asset Classes covered included Life Sciences, Student Accommodation, Multi Family Residential Properties and Hotels primarily focused on the UK.
- Led effective and seamless annual credit reviews of most corporate banking clients (around 15 corporate groups) in various industries, including commodities traders, transportation, retail, and car dealerships.
August 2019 – October 2021
Banking
Senior Credit Officer – Credit Analysis Group
- Senior Credit Analyst responsible for reviewing European Large Corporate names, Middle East, North Africa, EMEA and US FI names, Renewable Energy Project Finance deals and Hotel and Residential Mortgage Real Estate Transactions.
- Conducted thorough and robust Annual Credit Review and Monitoring of a portfolio of around 25 European Corporate clients (mainly Spanish, French and UK based) in addition to 5 Project Finance transactions and 3 Familiar Groups (Private Banking clients) with investments in small portfolios of Commercial Real Estate (Hotels).
- The industries covered included prominent corporate names in the Utilities, Civil Construction, Concessions, Commodity Traders, Tech, Defence, Transportation, Telecom, Infrastructure, and Renewable Energy industries, among others.
- Became an essential support to the Head of Credit Analysis, which delegated training, mentoring and overview of part of the work of other team members, demonstrating strong leadership and coaching skills.
- Became a focal point in the Credit Department regarding ESG topics and represented the Credit Department in a multi-functional task force regarding implementing a Climate Risk review across different areas in the bank as required by regulators.
August 2018 – November 2018
Insurance
Underwriting Manager
- Expanded and improved the coverage of Real Assets deals with a strong focus on Infrastructure and Project Finance transactions.
March 2018- July 2018
Asset Management
Senior Credit Officer
- Developed and implemented the Credit Policy for the firm.
October 2016 - February 2018
PART TIME WORK
- Worked as a Business English Private Tutor to Financial Services Executives while sorting out next professional steps and the return to Financial Services roles, demonstrating adaptability and quick learning in transitioning to a new role.
June 2011 - September 2016
Financial Services
DIRECTOR
- Became an industry reference as Lead Analyst of the Largest Brazilian banks and was recognised by internal and external stakeholders as a specialist with a great pulse on key industry topics, regulatory changes, and market dynamics.
- Expanded the rating agency's visibility by writing and coordinating team efforts to produce market commentary under the Fitch Wire platform, which was formally recognised as a leading analyst in fostering the agency's repercussions in the media and among the investor community.
- Built a strong network of relationships with media reporters, investors and banks’ senior management and was featured in dozens of media reports providing insightful opinion on news and issues affecting market players and the FI industry.
- Successfully coordinated junior Analysts’ Training and Workflow.
June 2009 - May 2011
Insurance| Investment Banking
CREDIT INFORMATION MANAGER
- Led the analysis of the largest credit exposures, covering large corporate names with a strong focus on retail, metals and mining, agribusiness, and infrastructure under Coface’s credit insurance business, including presenting it to senior approvers in France.
- Led a team of 15 people supporting credit work to underwriters.
2008 - 2009
Banking
CREDIT MANAGER COVERING LARGE CORPORATES AND FIS
2004 - 2006
Banking
SENIOR CREDIT ANALYST COVERING FINANCIAL INSTITUTIONS
2001 - 2003
Banking
JUNIOR CREDIT ANALYST COVERING FINANCIAL INSTITUTIONS
EDUCATION:
2005: Bachelor’s Degree: Business Administration
LANGUAGE SKILLS:
- Native Portuguese
- Fluent English (Reading, Oral and Written)
- Fluent Spanish (Reading and Oral)
- Advanced Italian (Reading and Oral)
References Available Upon Request
If you are interested in this candidate, please contact Simon Blau via email sblau@cerfinancial.co.uk or call on 0207 626 6065.
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