If you are interested in this candidate, please contact Simon Blau via email sblau@cerfinancial.co.uk or call on 0207 626 6065.
00219486
CAREER HISTORY:
April 2024 - Present
Banking
Credit analyst, Credit Risk Department
- Responsible of managing the Large Corporate portfolio of c. 22 clients across various sectors; temporarily covering the Commercial Real Estate sector with a loan book of c. £1bn, ranging across offices, retail shopping centres, logistics/warehousing, hotels, and student accommodation as well as assisting in establishment of credit policy
November 2022 - April 2024
Banking
Credit analyst, Corporate Credit Department
- Manage a portfolio of large corporate clients to review and recommend various committed and uncommitted lending. Main industries covered: Aerospace & Defence, Transportation, Business Services
- Undertaking fundamental analysis of borrowers to assess creditworthiness and succinctly articulate the key risks
- Collaborating with Front Office deal teams to ensure delivery to clients whilst managing high credit quality by providing appropriate challenge on risk issues/ developing workable solutions to mitigate risk issues
- Continuously motioning including emerging credit developments, controlling credit exposure and to identify situations that may increase risk to the bank
April 2021 - November 2022
Banking
Credit analyst/ Relationship Manager, Corporate Banking
- Working with senior RMs to develop a lasting and a profitable relationship with its existing clients and be proactive in the identification and development of new opportunities or new clients, while ensuring the risk/return of the bank target is in compliance
- Conduct initial credit assessments of new business proposals covering corporate, leverage, project finance transactions in various industries including O&G, Construction, Renewable Energy and Financial Institutions
- Perform annual credit review and bi-annual review as well as regular monitoring on the existing portfolio
October 2017 - April 2021
Banking
Associate, International Acquisition Finance
- Conduct credit rating assessments through thorough financial statement analysis, discount cashflow model, qualitative adjustments and various scenario simulations for new deals, annual reviews and special rating reviews
- Prepare credit applications for renewals, amendment requests and various waivers whilst ensuring KYC compliant
- Portfolio monitoring including monthly/ quarterly performance vs Prior Year, Budget and Base Case - giving early advise of any risk concerns to senior stakeholders
- Portfolio monitoring and post lending management including covenant checklist, credit watch list, and self- assessment for portfolios being triggered by credit warning criteria
May 2015 - September 2017
Banking
Associate, European Corporate Finance
- Annual credit rating analysis for Investment-Grade clients
- Credit limit and maturity control as well as documentation and transaction bookings
- Credit coordination within EMEA; Assisting the global directors to manage the deposit business in EMEA region
March 2014 - April 2015
Banking
Analyst, Credit Middle Office
- Responsible of syndication loan booking and settlement related matter
- Bond/IRS rate monitoring and reporting as well as regulatory reporting in related to Mortgage Lending
March 2012 - March 2014
Non-Finance Job
Sales Account Manager at FSP GB Ltd
EDUCATION:
2008 – 2010: University
MA, Applied Linguistics 2008-2010
2002 - 2007: University
BA, Chinese Literature
QUALIFICATIONS:
- CFA Charterholder, CFA Institute; Certificate in ESG Investing, CFA Institute
- Financial Risk Management (FRM) Part I & Part II, GARP
If you are interested in this candidate, please contact Simon Blau via email sblau@cerfinancial.co.uk or call on 0207 626 6065.
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