If you are interested in this candidate, please contact Simon Blau via email sblau@cerfinancial.co.uk or call on 0207 626 6065.

00171085

PROFILE:

Highly experienced loan and credit administration professional with over 20 years’ experience in international banking. Strong expertise in syndicated loans, bilateral facilities, letters of credit, secondary loan trading, and agency loan operations. Proven ability to manage complex loan lifecycles, ensure regulatory compliance, and deliver accurate reporting under tight deadlines. Numerate, detail-oriented, and effective in liaising with senior stakeholders, relationship managers, and external counterparties.

SKILLS:

• Corporate & Syndicated Loan Administration
• Secondary Loan Trading & Participations
• Agency / Club deals & Bilateral Facilities
• Loan Documentation & CP Verification
• SWIFT Payments & Reconciliations
• KYC, Compliance & Due Diligence
• IFRS 9 & Regulatory Reporting
• Credit Risk Monitoring

Communication & Languages

• Strong client-facing and stakeholder communication skills
• One-to-one financial planning and proposal presentation
• Fluent in written and spoken Cantonese and English
• Regular liaison with agent banks, legal counsel, and internal teams

CAREER HISTORY:

February 2019 – January 2026

Banking

Senior Credit Administrator

• Operated loan administration system Equation for corporate lending activities
• Processed loan and LC drawdowns, rate fixing, rollovers, repayments, fees, and transfers in line with facility agreements
• Managed secondary loan sales and purchases, including sub-participation and risk participation structures
• Liaised closely with Head of Credit and Relationship Managers to ensure timely loan disbursement
• Conducted documentation and condition precedent checks prior to drawdown
• Supported Compliance with KYC and due diligence, including customer screening
• Processed SWIFT payments and reconciliations
• Prepared monthly Head Office operational and financial reports
• Maintained and updated loan operational manuals and fee schedules (agency, commitment, participation fees)
• Performed monthly loan reconciliations, including interest income verification

October 2015 – February 2019

Banking

Credit Administrator

• Operated loan administration systems MIDAS / ICONS
• Processed loan drawdowns, rate fixing, rollovers, fees, and fund transfers
• Supported sub-participation and risk participation transactions
• Coordinated with Head of Credit and Relationship Managers on loan disbursement
• Verified documentation prior to drawdowns
• Assisted with preparation of facility letters, credit applications, KYC, and credit risk insurance updates
• Processed SWIFT payments and break funding cost calculations
• Prepared monthly Head Office reports, including IFRS 9
• Maintained agency and commitment fee schedules

May 2007 – October 2015

Banking

Credit Administrator

• Prepared and verified loan agreements, compliance certificates, covenants, KYC, and drawdown checklists
• Calculated and processed principal, interest, rollovers, and loan settlements (primary and secondary market)
• Operated in-house loan system GCMS to record loan activity
• Supported complex structures including bilateral, syndicated, agency, club, sub- participation, and borrowing base facilities
• Liaised with Relationship Managers, internal departments, branches, legal counsel, and counterparties
• Supported Head of Credit with management information, Basel monitoring, CQS mapping, liquidity adequacy, and external credit agency data
• Maintained credit control tables, fee schedules, and credit limit monitoring across loans, treasury, and trade finance
• Prepared monthly Head Office and Country Risk Reports
• Reduced operational risk through accurate and timely processing

July 2002 – May 2007

Global Insurance Consultancy Mortgage / Finance Introducer

Developed broker and lender networks, including AXA

• Managed daily operations of the consultancy
• Conducted client interviews and assessed borrowing requirements
• Prepared tailored financial and credit proposals

Banking

Senior Marketing Officer

• Assessed and underwrote personal loans, residential mortgages, and SME lending up to HKD 2 million
• Promoted credit products including credit cards, bonds, and government gilts
• Advised clients on government housing and home-purchase schemes
• Managed legal recovery cases and represented the bank at Small Claims Tribunal hearings
• Compiled property market reports and conducted statistical market analysis

July 1997 – August 2000

Banking

Senior Loan Officer

• Underwrote personal and consumer loan applications up to HKD 500,000
• Assessed creditworthiness, income verification, and risk exposure in line with internal lending policies
• Prepared credit proposal and supported loan approval processes

TRAINING:

• BBP - Loan Administration BBP – Loan Agency
• Moody – Covenant and Documentation Redcliffe – Money Laundry and Financial Crime

References Available Upon Request

If you are interested in this candidate, please contact Simon Blau via email sblau@cerfinancial.co.uk or call on 0207 626 6065.

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