If you are interested in this candidate, please contact Charlie Watson via email cwatson@cerfinancial.co.uk or call on 0207 626 6065.

00348718

PROFILE:

I am a Compliance professional with a total experience of 8 years in Regulatory Compliance in the United Kingdom and have been holding SMF16 (Compliance Oversight) and SMF17 (Money Laundering Reporting) Senior Management Functions under the Senior Managers regime since the last 5 years, covering 2 firms.

I am an experienced global talent, having spent 24 years working abroad. I am independent and stay calm under pressure (ISTP-A personality type – Assertive Virtuoso/Mechanic) with a proven track record of delivering an exceptional Compliance culture to my current and past employers.

SKILLS:

• Compliance: AML, CFT, FCC, ABC, Whistleblowing, Connect, Governance, Training, RegData, CASS, OFSI, OFAC, UNSC, Correspondent Banking, SMCR, FATCA, CRS, HMRC Gateway, SCV, Fitness & Proprietary, GDPR, ICO, Audits, Orders, CDD, ECDD, EWRA, SSL, SSIP, FCA, PRA, PSM, MPR, Screening, Advisory, Transaction Monitoring, Trade Surveillance, Communication Surveillance, Review, QA, QC, SAR, STOR, Market Surveillance, Fraud
• IT: Proficient in MS Office (Word, Power Point, Excel, Outlook, Teams), Video Conferencing

CAREER HISTORY:

April 2021 – Present

Banking

Head, Compliance

Holding SMF16 (Compliance Oversight) and SMF17 (Money Laundering Reporting) – approved by the Financial Conduct Authority on 15/07/2021

• Having responsibility for oversight of compliance with the firm’s obligations under the regulatory system in relation to which the FCA and PRA have responsibility. Reporting to the governing body in respect of those responsibilities in a timely manner.
• Leading the Compliance team at the firm.

October 2023 – April 2024

Banking

Officer-in-Charge, Compliance

Held SMF16 (Compliance Oversight) and SMF17 (Money Laundering Reporting) –approved by the Financial Conduct Authority on 22/03/2024

• Had responsibility for oversight of compliance with the firm’s obligations under the regulatory system in relation to which the FCA has responsibility. Reported to the governing body in respect of those responsibilities in a timely manner.
• Led the Compliance team at the firm.

August 2018 – April 2021

Banking

Executive, Compliance

• Assisted the Head, Compliance in fulfilling prescribed responsibilities under the Senior Managers & Certification Regime for SMF 16 (Compliance Oversight) and SMF 17 (Money Laundering Reporting) with the firm’s obligations under the regulatory system in relation to which the FCA and PRA have responsibility. Reporting to the governing body in respect of those responsibilities in a timely manner.
• Delivered Second Line of Defense function to the firm’s AML framework.

July 2014 – August 2018

Banking

Executive, Credit Administration

• Managed the firm’s entire mortgage Buy-to-Let book including facilitated customer’s journey from loan approval until post-loan disbursement events.
• Assisted the Head, Credit Administration in managing other loans book.
• Delivered First Line of Defense function to the firm’s AML framework.

June 2013 – June 2014

Banking

Executive, Banking Operations, Customer Service

• Managed customer’s journey in the Banking Hall including provided over-the counter services such as cash transactions, remittances, ATM machine and general enquiries; and provided support services to customers over the telephone and email.
• Assisted the Head, Banking Operations, Customer Service in managing other front office services including processing faster payments, remittances, payment instructions, fixed deposits, standing orders, direct debits and cheque.
• Delivered First Line of Defense function to the firm’s AML framework.

March 2009 – July 2011

Environmental Services

Manager, Finance

• Managed the firm’s full set of accounts portfolio of its 23 contracts in Saudi Arabia and Qatar with total book value of SAR 83 million.
• Led the Finance Department of 4 personnel.

August 2008 – March 2009

Energy and Infrastructure

Accountant, Project

• Managed the firm’s full set of accounts of its Sewerage Project with total book value of SAR 156 million.
• Led the Finance Department of 2 personnel.

July 2005 – July 2008

Agriculture and Agribusiness

Senior Executive, Finance

• Managed the firm’s full set of accounts of its first project with total book value of MYR 200 million to cultivate palm oil plantation on 20,500 hectares of forest land in a remote town.
• Led the Finance & Administration Department of 6 personnel.

November 2002 – July 2005

Agribusiness and Plantations

Executive, Internal Audit

• Delivered internal audit functions across the firm’s business units globally.
• Highlight: Delivered 2 audit assignments at the firm’s subsidiary in Indonesia and Germany. Delivered 2 special investigation audit assignments at the firm’s business unit and subsidiary in Malaysia and Indonesia.

March 2002 – November 2002

Solicitors

Auditor

• Delivered full spectrum of external audit services to the firm’s clients, including statutory audit, financial audit, taxation and audit documentation.

EDUCATION:

July 2025 – December 2026 (Expected): University

Master of Business Administration

August 2018 – Present: Association of Foreign Banks

Active participant through firm’s membership, including member of the:

• AFB Immigration/Visa Working Group
• AFB Money Laundering Reporting Working Group

August 2018 – Present: International Compliance Association

• Associate Member
• June 2022: ICA Certificate in Anti-Money Laundering

May 1999 – March 2002: University

Bachelor of Accountancy with Honours

• Recipient of Full Scholarship Award from the Public Service Department of Malaysia worth MYR 18K

Note: Attended the Chartered Institute of Management Accountants, United Kingdom (CIMA) at Kaplan Financial, London in 2012. Student Member (Membership No. 1-2K26YH) – Strategic Level. However, this remain incomplete.

LANGUAGES:

• Malaysia (mother tongue), English (fluent), Indonesia (fluent), Arabic (beginner)

References Available Upon Request

If you are interested in this candidate, please contact Charlie Watson via email cwatson@cerfinancial.co.uk or call on 0207 626 6065.

To view other CV's please click here.