If you are interested in this candidate, please contact Simon Blau via email sblau@cerfinancial.co.uk or call on 0207 626 6065.

00356188

PROFILE:

Professional experience in banking and corporate finance with track record and experience of over 20 years including Corporate Banking, Corporate Finance, Financial Analysis, Valuation, Credit Risk Management, Team and Staff Development and Management. Demonstrated success in financing, investment, merger & acquisition and restructuring

TECHNICAL:

• Microsoft Word, Excel, PowerPoint, Outlook
• Bloomberg, Reuters

CAREER HISTORY:

2024 - Present

Banking

Credit Manager

• Conduct credit review of the credit applications for syndicated loan, bilateral loan, project financing, bridge loan, M&A loan, structure finance, SBLC, FX, derivatives in energy, data centres, logistics, airlines, LNG ship, leasing companies, consumer and retail, telecommunications, infrastructures, healthcare, banks and Sovereign wealth funds
• Conduct Credit Committee and Risk Management Committee and be the voting member to review, comment, vote for the approval for credit applications, waiver of covenants, amendment of agreements for the transactions and risk management matters
• Participate in the negotiation for negative pledge, financial covenants, security, conditional precedence, in LMA agreements
• Oversees post-lending performance, review of collateral valuation and assess meeting financial covenants, security requirements, shareholding requirements, monitor the repayment cash flow, cash sweep account, debt service reserve account for repayment as per covenants, recommend for provisions if required
• Oversees the provision recommendations, classification, regular portfolio risk review as required by Head Office, auditors, regulator, management reports
• Act as second line of defence for monitoring and management of credit risk
• Review, comment, rollout the implementation of risk management policies and manual
• Deliver performance reports, risk management reports, policies and procedures for management, head office, regulator
• Work with front office, auditors for audits and regulators for risk assessment visits
• Mentor, Impart training and provide guidance to team members and internal department on risk management related matters

2015-2023

Banking

Career Elevation:

2020-2023: Head of Financial Institution

2018-2020: Head of Corporate Banking and Financial Institution

2015-2017: Investment Manager

• Successfully established, steered, structured corporate banking and financial institution department from scratch
• Maintain a portfolio of assets of USD 10 billion from corporates and FIs, zero NPL
• Conceptualize, implement strategies to accomplish the target, look after the execution of business development and management of asset portfolio as per corporate strategies and risk management requirements
• Maintain relationship with Ministry of Finance, Sovereign Wealth Funds, international banks in UK, US, Middle East, PE, asset management firms, funds, insurance companies, corporates in energy, airline, leasing, transportation, telecom, infrastructure, hospitality, real estate, healthcare sectors
• Foster the business development for bilateral loans, syndicated loans, working capital loan, project financing, risk participation, cross-border financing and investment, trade finance, clearing
• Function with IB team to originate the DCM, ECM transactions
• Review financial models, project economics, investment/project plan and advise on the structure of financing/funding
• Steer the negotiation and financing documentation with the stakeholders and legal advisor
• Review term sheet, credit proposals, facility agreements, legal documentation for approval
• Oversee loan administration, review post-lending performance including review of collaterals reports, post-lending reports, monitor the cash flow of the projects for repayment, project implementation, macro business environment and raise alerts for potential financial deterioration, propose risk mitigation measures
• Deliver annual business plan and business performance review for management and regulator, work with Head Office and departments for risk management, compliance, product development, system roll-out, manuals, and procedures.
• Mentor, provide guidance, motivate the relationship managers, relationship officers for producing credit proposal, business development in line with strategies, KPIs, and operation, KYC and AML, risk management requirements

2008-2015

Energy Firm

• Deal/Project size: USD 100 million to USD 40 billion, annual average of 30-40 opportunities under review
• Countries covered: China, India, Vietnam, UK, US, Australia, Russia, GCC
• Industries covered: oil & gas related industries such as petrochemicals, chemicals, oil & gas related services, terminals, transportation, port, shipping, power, metals, real estate, catering, insurance, food

Career Elevation:

2012-2015: Senior Investment Advisor

2008-2012: Senior Merger & Acquisition Advisor

• Steer initiatives relating to Investment, Divestment, and Restructuring on behalf of the Group, subsidiaries, affiliates, joint ventures (JVs), (over 100 JVs, subsidiaries, affiliates)
• Assess strategic objectives, investment rationale, business plan, project economics, financial model, deal concept/structure and potential risks and mitigations for potential investment opportunities
• Lead the meetings with key project stakeholders including Ministers, government officials, corporate management
• Conduct the selection and engagement for advisors of investment / projects, comprising advisors in various disciplines (Legal, Technical, Tax and Accounting, Finance, Marketing, Consulting)
• Steer due diligence with advisors’ team, review financing and structuring options, finalize deal structure, financing structure, submit investment proposal, recommendations, binding offer for Board approval
• Lead full-cycle of investment/project including due diligence, negotiation with stakeholders, selection and appointment of advisors, structuring, investment proposal, binding offers, board approval, final investment decision, negotiation with lenders, investment/project execution, post-investment/M&A management
• Lead the negotiation and drafting with advisors and stakeholders on documentation including HoA, TS, SHA, SPA, EPSA, DPSA, JVA, MoA, AoA, ToR, RfP, PIM, LMA financing documents, investment proposals, board meeting materials
• Articulate procedures and reports for screening assessment, strategies, investment decision, project execution
• Advised on the issuance of bond for the State, Group and global subsidiaries

2007-2008

Financial Services

Credit Analyst

• Conduct due diligence and review for project economics and articulate financial models
• Carry out the research and analysis of related companies, industries including oil and gas, refinery, petrochemical, metals and mining, airlines, shipping, electricity, commodity trading industries, hedge fund, and economies (covering India, Thailand, Indonesia, Malaysia, Singapore, China, Hong Kong, Korea, Japanese, Australia, Middle East)
• Assess credit risks and propose risk mitigation measures and recommendations in credit assessments in Credit Committee
• Conduct credit review and post-investment review

2007-2007

Banking

AVP, Credit and Research

2006-2007

Financial Services

Associate Analyst, Corporate Finance

2001-2006

Energy Firm

Senior Economist

EDUCATION:

2000: University

Master of Social Sciences in Economics

1995: University of Science and Technology

B.B.A. in Economics (Honours)

CERTIFICATIONS:

• Financial Risk Manager (FRM)

LANGUAGES:

• English, Chinese Mandarin

References Available Upon Request

If you are interested in this candidate, please contact Simon Blau via email sblau@cerfinancial.co.uk or call on 0207 626 6065.

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