If you are interested in this candidate, please contact Charlie Watson via email cwatson@cerfinancial.co.uk or call on 0207 626 6065.
00134469

PROFILE:

• Senior BA & PM with excellent risk, data and ESG experience within banking to execute projects at speed.
• 18+ years banking experience as BA & PM in projects related to ESG, Risk Management (Credit Risk, Market Risk, Operational Risk, Climate Risk, Stress Testing), Data Management and Enterprise Change.
• Sustainability credentials in sustainability initiatives (carbon footprint, supply chain, Net Zero), sustainability reporting and ESG strategy (ESG strategy, data strategy, enterprise transformation).
• ESG project experience: creating climate risk solutions, model risk management, reviews of climate risk models, stress testing, implementation of ESG reporting solutions and ESG data strategy.
• Previous data experience includes assessing data maturity, driving data strategy, building data roadmaps, designing custom data policy, embedding data quality processes into BAU, Master Data Management (MDM), data modelling (business/logical/physical), reference data, data lineage, metadata and implementing EDM tools.
• MBA-Finance, IIBA & BCS certified Business Analyst, certified Practitioner in AgilePM, Prince2, TOGAF 9, Lean Six-Sigma, with expert-level use of tools including Informatica, Collibra, SQL, Python and SAS.

KEY CREDENTIALS ALIGNED TO CLIMATE CHANGE, REGULATORY REPORTING AND ESG REPORTING

• Asset Management, ESG SME: Implemented ESG Reporting solution on live portfolio of funds to implement ESG standards/regulations including GHG Protocol, TCFD, SFDR and EU Taxonomy.
• Banking, PM & BA: Implemented ESG data strategy, undertook ESG data vendor assessments, upcoming regulatory impact assessments and gap analysis, ESG reporting landscape reviews and PAI assessments.
• Banking, PM & Lead BA: Implemented SAS Risk Management and data warehouse at group consolidated level for a group of eight banks in the Middle East. Built data pipelines for data consolidation.
• Banking, PM & BA: Designed and implemented a climate risk solution to manage credit risk using external datasets for geography and climate data mapped to asset portfolios and scenario analyses.
• Banking, Data Governance Lead: Led implementation of a data strategy to incubate data function at a bank, ensuring compliance with regulatory reporting requirements.

CAREER HISTORY:

June 2024 - Present

Contracting inside IR35

Department of Work & Pensions - TPUK, Risk & Controls BA & PM

• Implemented risk and controls driven governance framework for customer interactive processes to identify key risks, controls, key risk indicators and risk tolerance thresholds for customer interactive processes with triggers for actions using scenarios. Identified key data points aligned to KRIs for effective intervention

Banking

Price Risk Business Analyst

• Implemented risk & controls framework in the new target operating model for Price Risk globally
• Updated 80%+ of 700+ controls mapped to specific risks with enhanced application of policies, standards and procedures, for price -risk related processes (valuations, reconciliations, intra-day adjustments and data

June 2021 – June 2024

Consultancy

Portfolio Manager

• Led enterprise change projects as Business Analyst/ Project Manager, in ESG, Climate Risk, Basel 2/3/ 3.1, Risk Management and Data Management
• Lead initiatives related to ESG for financial services clients

Key Client Projects Executed:

ESG reporting related projects:

• Large French Bank, Program Manager, ESG reporting solution: Creation of ESG reporting solution for fund business using internal and external sources, including the generation of PAI statement related to ESG regulation such as SFDR, CSRD, CS3D, EUDR, etc.
• Global UK Bank, Program Manager, ESG data strategy: Implementation of ESG data strategy, refresh existing governance processes, lead project teams to build ESG group data strategy, undertake ESG data vendor assessments, upcoming regulatory impact assessments (IFRS-ISSB S1/S2, CRD, CDP, GRI, SASB) and gap analysis, ESG reporting landscape reviews & ESG materiality impact assessment.

Data Management:

• International UK Bank, Project Manager & Lead Business Analyst: Creation of a new Data Policy with Data & controls remediation framework to replace the existing Data Policy and elevate Data Risk as a new risk type.
• Risk Management (Climate Risk, Credit Risk, Market Risk), Operational Resilience, BCP:
• Large UK Bank, Project Manager & Climate Risk SME: Implemented Climate risk solution for climate risk models affecting PD, LGD for climate sensitive asset portfolios integrating data sets with Moody’s solution
• Large UK Bank, Project Manager, Implementation of Basel 3.1: Implementation of Moody’s for SACCR products (IRS, credit derivatives, options, FRAs, etc.) and non-SACCR products for credit risk and market risk
• Global UK Bank, Operational Resilience SME, DORA Compliance: Implementation of new target operating model with a review of processes, identify risk and controls and issuing standard operating procedures (SOP) to improve operational resilience and implement compliance to DORA
• Global UK Bank, Business Continuity SME, BCP Remediation: Review of BCP Controls and implementation of target operating model for Business continuity globally, using risk and controls framework to help improve compliance to internal audit remarks

August 2012 – June 2021

Consultancy

Director

Program Manager/ PM/ BA, in risk change projects in Basel 2/3, Data Privacy & Data Governance

Key Projects Executed:

• Basel 3, Risk Management & Compliance Projects (Credit Risk, Market Risk, Counterparty Credit Risk),
• Credit Suisse, Lead BA & PM: EPE Alignment for Counterparty credit risk for OTC Derivatives, FX & FX Derivatives in Back office to implement Front office models. Designed solution for calculation of DLE at netting agreement level. Calculation for models included QuIC Monte Carlo (Uncollateralised), Monte-Carlo FTB EPE (Collateralised), NewPEC, MaRS Collateralised and Uncollateralised counterparties
• Santander, Senior BA: Requirement gathering & data mapping to Risk Data Warehouse, for Basel, Risk MI & feeds to Experian from various source systems (LoanIQ, internal systems; for Corporate Banking Products, as a part of Project Rainbow, a program to acquire 316 branches of RBS

Data Management Projects:

• Spanish Consumer Bank, Data Governance Lead (2019-20): Implemented data strategy to incubate data function at the bank, including program management, assess data maturity, created custom Data Management Policy and implement Data Management Organisation. Led a team of 19 people across technology, project management, and architecture to achieve regulatory compliance to BCBS239 and created unified business processes with data modelled CDEs aligned to performance and risk. Net savings in first 6 months: €23 Mn.
• International Airline Group, Head of Data Governance (2018-19): Designed and implemented Data Strategy to embed Data Management in processes. Created a custom Data Management Policy aligned to strategy, risk & performance. Built a data operations factory to roll out data products to address specific use cases. Cost savings: £10.8 Mn.
• Global UK Bank Wealth & Markets Division, PM & Lead BA (2016-17): Remediated data quality control gaps on the LGD measurement model and enabled continued use of LGD for UK Corporates, leading to £17 Billion savings of regulatory RWA.
• Global Investment Bank, Senior BA/PM (2015-16): Designed and implemented 2nd line of defence for data quality, to attest effectiveness of controls on Key Data Elements across Investment Banking products & systems, to enforce Front to Back control framework in Integrated Middle Office. Successfully built a DQ scorecard for independent attestation.
• Global UK Bank Wealth & Markets Division, Data Governance Analyst (2014-15): Established data governance framework within Wealth & Markets for Insurance Market Risk global ERC reporting process. Catalogued business processes & modelling critical data across UK, HK, US & EU. Designed a DQ remediation framework to resolve DQ issues. Assessed data maturity across 4 principal regions (US, UK, Europe & HK) against BCBS239 principles.
• Global UK Bank Wholesale Banking Division, Business Architect (2014): Led current state assessment for risk reporting processes in Group Wholesale Banking, covering data governance, data quality and data usage.

Data Privacy projects:

• European Consumer Finance Company, Data Privacy Consultant: Review enterprise data privacy framework, document high level business process maps, complete risk control assessments and metadata catalogue.
• Payments Technology Company, Program Manager: Implemented GDPR, ISO27001 & PSD2 Compliance - managed over 85+ resources, documenting As-Is enterprise-wide processes, identified risks & controls related to personal data and payments data, implemented a new Operating Model with new Policies and Procedures.

August 2011 – July 2012

Financial Services Software

Account Manager- Consulting (Headed Risk Consulting for UK & Europe)

• Achieved 165% of consulting revenue target for implementation services, within 10 months and won client deals for £3.4 Mn.
• Responsibilities: Manage consulting services to win bid and start implementation

February 2009 – April 2011

Banking

Lead BA/ Vice-President

• Built Risk BA team in India from scratch, delivered BA capability in India, resulted in cost savings of £1.2 Mn
• Individually delivered 5 of 16 components (Approach, PD, LGD, Risk On, Risk Weight) in ETL Re-architecture Project, to redefine risk ETL architecture for RBS Group Credit Risk
• Responsibilities: Build and manage 10-member onshore & offshore BA team, worked on complex requirements such as Large Exposures, Concentration risk, PD assignment for legal entities, Rating capture

July 2007 – September 2008

Tech

Project Manager & Lead Risk Consultant – Risk

• Led Risk Practice for Banking & Financial Services in Asia, Implemented SAS Risk Management for credit risk, market risk, operational risk & ALM. Clients: Dena Bank (India), Ahli United Bank (group of 8 banks).

September 2006 – July 2007

Tech

Senior Risk Consultant

• Implemented Fermat for credit risk FIRB (Basel 2) at Standard Chartered Bank, Singapore

September 2005 – September 2006

Big 4

Assistant Manager, Risk Advisory

• Risk Control Assessment for Riyad Bank, Saudi Arabia to implement Basel 2 - Operational Risk framework –completed enterprise-wide risk control assessments for retail banking, corporate banking and treasury,
• Due diligence and valuation of Islamic bank in Sudan for capital expansion

December 1999 – September 2005

Banking

Manager

• Worked in Retail Banking (was a Branch Manager managing 65+ people) for 4 years and Corporate Banking (managed wholesale asset portfolio of USD 15 Billion in Credit Middle Office Group) for 2 years.
• Designed a heuristic back-testing tool for corporate exposures, implemented BCP & ISO9001. Implemented Six Sigma in retail banking, grew an ATM network by incremental 250 ATMs in 6 months

EDUCATION:

• MBA – Finance (PGDBA), K.J. Somaiya Institute of Management, Mumbai, India,
• PG Diploma in Systems Management, NIIT Limited
• CWA – Intermediate, Institute of Cost & Works Accountants of India
• Bachelor’s Degree in Commerce, University of Madras, India

CERTIFICATIONS ACQUIRED AND TRAINING:

• ESG/ Climate Change: Moody’s Risk tools for climate risk, Finance for Climate Change, EHDEC University, Pluto training (Climate risk modelling solution), Neptune (Climate Stress testing), GHG Accounting,
• Project Management: Prince2 Practitioner, July 2012, AgilePM Practitioner,
• Enterprise Architecture: Open Group Architecture Framework (TOGAF) 9.1 Practitioner,
• Business Analysis: BCS Certificate in Requirements Engineering, BCS Certificate in Project Management, BCS Certificate in Modelling Business Processes, BCS Business Analysis Foundation Certificate,
• Quality: Lean Six Sigma Green Belt, Six Sigma Black Belt, Lean Six Sigma Green Belt (recertified),
• BA Software & Productivity tools: JIRA, IBM Blueworks, IBM Rational Suite, Confluence
• Frameworks: DAMA DMBOK, MIKE 2.0, TOGAF, TQM, Six Sigma, Five-S, Kanban, ISO 9001:2000, BABOK

SOLUTIONS (CERTIFIED):

• GRC/ Risk/ Other Solutions: Finacle, Temenos, OFSAA-EPM & ERM, SAS Risk Analytics, SAS Risk Management, SAS Enterprise Guide, Fermat, LoanIQ, Calypso, Murex for OTC Swaps, ACBS,
• Data Management, Data Modelling & Data Warehousing: OFSDW, OBIEE, Erwin, SAS Datastore, Collibra Expert Level 3, Alation, SQL, & Informatica, R, Python
• Enterprise & Business Process Modelling (BPM) tools: IBM Blueworks, Visio, PEGA, ARIS, Sharepoint, etc.
• Enterprise Architecture: Archimate, Sparx EA

References Available Upon Request

If you are interested in this candidate, please contact Charlie Watson via email cwatson@cerfinancial.co.uk or call on 0207 626 6065.
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