If you are interested in this candidate, please contact Simon Blau via email sblau@cerfinancial.co.uk or call on 0207 626 6065.
00036562
PROFILE:
Senior credit risk leader with extensive experience leading credit analysis teams across corporate, financial institution and traded product portfolios. Strong track record in preparing and reviewing complex credit analyses for new facilities and renewals, setting risk appetite, and ensuring compliance with regulatory and accounting frameworks including IFRS 9. Experienced people manager with responsibility for multi-location teams, service level standards, and delivery of high-quality credit recommendations to senior committees and boards. Recognised business partner to front office, finance, risk and compliance functions, combining analytical rigour with sound commercial judgement.
SKILLS:
- Leadership of Credit Analysis Teams (corporate & financial institutions)
- Preparation and review of complex credit papers (new business & annual reviews)
- Financial statement spreading, cash flow and sensitivity analysis
- Country, industry and political risk analysis
- Credit risk appetite, limits, and policy design
- Regulatory compliance (FCA/PRA Conduct, internal risk standards)
- Senior stakeholder and committee engagement
- Service level management and quality assurance
- People management, coaching and development
CAREER HISTORY:
2023 – Present
Banking
Trading Floor Credit Risk Director & Material Risk Taker
- Lead senior credit coverage for traded products and complex counterparties, providing independent challenge on new transactions and annual reviews.
- Approve and review high-value, complex credit proposals under delegated authority, including financial institutions, corporates and structured transactions.
- Set and oversee risk appetite, limits and credit standards, ensuring alignment with regulatory expectations and internal governance.
- Partner with Finance on IFRS 9, stress testing and portfolio monitoring to ensure risks are identified and appropriately managed.
- Manage and develop credit professionals, setting performance objectives, quality standards and development plans.
- Present credit risk matters to senior management committees and contribute to policy and control enhancements.
2020 – 2023
Financial | Credit Services
Director, European Customer Risk Management
- Led a regional credit risk team covering banks, non-bank financial institutions and corporate customers across Europe.
- Reviewed and approved credit analyses for new facilities and renewals, including complex and emerging business models.
- Implemented portfolio monitoring, IFRS 9-aligned loss frameworks and risk appetite statements.
- Presented risk assessments and portfolio insights to Board and senior management forums.
- Maintained regulatory standards and led responses to audits and regulatory reviews.
2001 – 2019
Investment Banking | Capital Markets
Senior Credit Risk Director
- Prepared and reviewed detailed credit analyses for corporates, financial institutions and sovereign-related exposures.
- Conducted country, sector and political risk analysis to inform credit recommendations and portfolio strategy.
- Supported quarterly and annual credit reviews, stress testing and portfolio reporting.
- Engaged directly with front office and clients to deepen understanding of business models and risk drivers.
- Contributed to governance forums, underwriting committees and risk policy development.
EDUCATION:
University: Bachelor’s degree in Finance
Associate of the Chartered Institute of Bankers (ACIB)
References Available Upon Request
If you are interested in this candidate, please contact Simon Blau via email sblau@cerfinancial.co.uk or call on 0207 626 6065.
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