Credit Risk Executive
City of London
Permanent
£115k per annum
cer Financial are working alongside a wonderfully innovative bank, investing in emerging market countries, who are based in the City of London. They are seeking a Credit Risk Executive to work with them on a permanent basis.
In this role the Bank’s Credit Risk function is a part of the Bank Risk Department. It is a responsible for overseeing the operation of Bank’s credit and counterparty risk management framework.
The responsibilities of a Credit Risk Executive will include:
- Take on the primary responsibility for Credit and Counterparty risk for a portfolio composed of financial services, corporates, project finance or private equity funds.
- Lead annual review for their portfolio, including credit risk ratings reviews as well as ongoing monitoring and early warning signals.
- Engage actively and constructively, with Investment teams and other relevant staff to ensure adequacy of their monitoring process.
Contribute to the wider Credit risk team across all portfolios and workstreams:
- Design and oversight of the rating and risk measurement process, including developing and maintaining scorecards for Corporates, Financial Institutions and Funds.
- Cross departmental implementation and oversight of the credit risk policies and single group limits.
- Pre-investment and new product credit analysis providing risk assessment and ensure risks will be adequately captured.
- Oversee the ongoing credit review process and identify trends and concentrations in risk exposures.
- Work with BII’s IT team to develop, implement and maintain systems to support credit risk management processes.
The successful Credit Risk Executive will have:
- Good knowledge of a range of credit risk management techniques including rating methodologies, exposure measurement and monitoring is essential.
- Product knowledge including debt and structural credit enhancement techniques, direct and fund investing.
- Familiarity with default & recovery processes.
- Able to work autonomously, with a demonstrable ability to gather, evaluate, distil and present information.
- Over and above average quantitative skills, analytical rigour and attention to detail, in particular when preparing reports and analysing data.
- Ability to manage a project to deliver solutions/capabilities that meet business requirements.
- Passionate about Emerging Markets and the role of Development Finance Institutions.
- Candidates should be strongly motivated by BII’s development mission and ideally demonstrate some commitment to development or social goals through previous executive or non-executive activity.