Credit and Marketing Officer
City of London
Permanent
£45,000 - £60,000
cer Financial are working alongside an international bank who are based in the City of London. They are seeking a Credit and Marketing Officer to work with them on a permanent basis.
The responsibilities of the Credit and Marketing Officer will include:
- Serve as the first point of contact for clients and correspondent banks
- Support RMs with admin and compliance tasks
- Conduct compliance due diligence and monitor SWIFT KYC Registry updates
- Maintain and reconcile bank and country credit limits
- Prepare reports, applications, and management information
- Perform credit analysis to objectively diagnose and evaluate the Credit risks of an assigned portfolio as well as monitoring the Bank’s exposure and analysing the profitability clients generate for the Bank.
- Preparation of credit appraisals on new credit limits / applications involving calculation of standard ratios, identifying all material financial risks and opportunities.
- Make suitable recommendations in terms of amount to be sanctioned, acceptability of the risk, terms and conditions of the sanction, pricing etc and presenting credit appraisal note to the appropriate credit committee.
- Reviewing transaction documentation.
- Liaising with agent banks, lawyers etc to facilitate the due diligence process, both internally and externally.
- Handling of portfolio management involving client meetings.
- Preparation of monthly reports / financial returns.
The successful Credit and Marketing Officer will have:
- Minimum of 2 years’ experience in Credit, Marketing and Property Lending.
- Previous experience of loan documentation would be advantageous
A good understanding and background in the following:
- Good analytical skills
- Financial analysis
- Invoice Financing
- Real Estate Financing
- Property Lending
- Trade Finance
- Dealing with Loan Discounts