SPF Senior Manager - Real Estate
Manchester
Permanent
£90,000 - £110,000
cer Financial are working alongside an international bank who are based in the City of London. They are seeking an SPF Senior Manager to work with them on a permanent basis in the Manchester locale.
The responsibilities of the SPF Senior Manager will include:
- Originate senior structured property debt transactions at appropriate returns.
- Structure transactions appropriately, including for example exit and bridging loans, and other tailored lending products.
- Relationship management of property transactions throughout their life cycle.
- Operate within the Banks controls and procedures.
- Lead and support contract negotiation processes, ensuring commercially sound and risk-aligned terms are secured.
- Source debt, equity/mezzanine style transactions, as well as consider joint venture and participating debt opportunities, if within the Risk Appetite Framework of the Bank.
- Oversee the compilation of credit proposals, transaction due diligence, property analysis, client negotiation, coordinate transaction execution, manage throughout term of the loan and, ultimately, redemptions.
- Assist with the loans administration of each transaction (to include liaising with the Bank’s
- professional team).
- Contribute to the development of the Banks Risk Management Framework, policies and procedures for SPF.
- Liaise with the Banks Operations and Treasury teams as required, to ensure appropriate account control and liquidity management respectively.
- Minimise losses, where possible, by identifying mitigations and implementing appropriate strategies on any non-performing loans.
- Consistently meet or exceed set targets and KPIs, including transaction origination, revenue generation, and portfolio performance metrics.
The successful SPF Senior Manager will have:
- A strong knowledge of structured property finance and related disciplines, with a minimum of 5-10 years previous experience in real estate finance.
- A proven track record in originating and executing transactions.
- Familiarity with a range of property lending products, including but not limited to bridging loans, and exit finance.
- Strong understanding of SPF lending.