Corporate Banking Deputy Head
City of London
Permanent
£175,000
cer Financial are working alongside an international bank who are based in the City of London. They are seeking a Corporate Banking Deputy Head to work with them on a permanent basis.
The responsibilities of a Corporate Banking Deputy Head will include:
- Management of existing and potential corporate banking portfolio, developing new businesses and maintaining existing relationships with a view to growing assets, liabilities, and profits from satisfied customers.
- Supporting the Head of Corporate Banking in delivering on the Board's mandated budget by building and developing an adequate corporate clientele base and loan portfolio.
- Working to ensure that CBU executes its portion of the Business Development strategy.
- Supporting the Head of Corporate Banking with the day-to-day management of activities within CBU.
- Be a significant contributor to CBU’s revenue growth & profitability targets set annually within the risk appetite framework.
- Business tracking of revenues for MIS and Budget purposes.
- Ensuring Direct Reports complete annual Credit Reviews, continuous KYB/KYC due diligence, Covenants and Transaction Monitoring on portfolio of corporate relationships timely and accurately.
- To provide guidance and coaching to Direct Reports to achieve the portfolio’s objectives.
- Source for business from key targets particularly sectors and markets on our selectivity list.
- Work closely with Risk/Credit to close deals
- Cultivate good rapport with existing and potential Clients for business opportunities and ensure that quality service is always given to them.
- Work with the Head of Corporate Banking to identify new business opportunities for CBU
- Cross-sell the bank's products to new and existing clients.
- Generate low-cost liabilities from existing and new account relationships.
- Grow risk assets volume from new facilities, overdrafts, etc.
- Monitor risk assets under management and ensure the required 0% tolerance on NPLs remains.
- Support the Head of Corporate Banking in delivering regular reports to the Management & Board, and keep management apprised of business activities.
The Corporate Banking Deputy Head will have:
- Post-graduate qualification in a relevant discipline supplemented by broad background in all facets of banking. MBA is desirable
- Extensive African Banking and client facing experience
- Extensive experience in a supervisory/management position
- Strong background in Financial Analysis and Risk Assessment
- Full understanding and in-depth knowledge of Trade Finance, Structured Finance and Corporate Lending products, with the ability to create bespoke financing structures and negotiate with clients/prospects
- Excellent level of business acumen and commercial awareness, including economic, cultural, and regulatory issues
- Strong credit assessment skills, particularly with regards to more complex and structured facilities with an international dimension
- Corporate Finance Background
- Previous Origination and/or Portfolio Management experience is required
- Fluency in French would be desirable