Credit Analyst
City of London
Permanent
£80,000 - £125,000
cer Financial are working alongside a leading global financial institution, part of Groupe BPCE, offering a wide range of services including advisory, investment banking, financing, corporate banking, and capital markets who are based in the City of London. They are seeking a Credit Analyst to work with them on a permanent basis.
In this role you will report to the Head of Credit Risk. You will provide risk analysis on Hedge funds, regulated and un-regulated funds, asset managers, private equity funds, pension funds and potentially banking institutions. Risk analysis includes but is not limited to financial and business risk analysis, rating proposals and written recommendations to the credit committee and/or the relevant delegation holder.
The responsibilities of a Credit Analyst will include:
- Prepare and submit risk analysis for new credit requests or annual reviews of existing clients.
- Propose internal ratings based on the risk analysis performed and ensure that the ratings are in line with the relevant rating methodology.
- Check that each request is in line with the Bank’s relevant risk policy.
- Ensure that the annual reviews and rating updates are done in a timely manner and per relevant standards set by the department.
- Participate in due diligence meetings.
- Present the Risk recommendation to the credit committee and/or delegation holder.
- Provide Risk input to the legal documentation.
- Actively monitor the risk profile of the existing client portfolio.
- Ensure a smooth and timely processing of all credit requests.
- Provide back-up for other credit analysts of the London Risk Department if and when necessary.
- Assist in transversal tasks when necessary.
The successful Credit Analyst will have:
- Finance and/or Economics background
- Strong financial analysis and modelling skills
- Good knowledge of the fund industry including the hedge fund industry.
- Ability to produce detailed and concise risk analysis
- Ability to assess, present and explain complex transactions and new activities to management
- Ability to assess the key credit, market, legal and operational risks when dealing with funds / banks
- Good knowledge of derivative products