Credit Analyst
London
Permanent
£50k-£55k
cer Financial are working alongside an international bank, who are based in London. They are seeking a Credit Analyst to work with them on a permanent basis. Credit analysis of a high standard of various proposals submitted to the department (across segments- Corporate, Commercial Real Estate and Financial Institutions)
Responsibilities:
· Analyse and vet credit applications, including detailed financial analysis and recommendations.
· Manage Financial Institution (FI) credit limits, reviews, research and bank ratings.
· Manage Global Country Limits, reviews, monitoring and country ratings.
· Prepare and analyse portfolio MIS/credit reports and investigate variances.
· Analyse watchlist accounts, ensuring approvals and account strategies are in place.
· Provide other credit reports and departmental support as required.
The candidate:
· Financial degree or related discipline.
· 5+ years’ relevant experience in a financial institution.
· Strong credit and financial analysis skills.
· Excellent Excel, plus strong Word, PowerPoint and Outlook skills; financial modelling is desirable.
· Good knowledge of banking/securities products and cross-border risk.
· Awareness of financial markets, industries and macroeconomic/political developments.
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