Credit and Marketing Officer (Credit Analyst with some Corporate Banking experience)
London
Permanent
5 days in the Office
£55k + Discretionary bonus
cer Financial are working alongside an warm service led international bank, who are based in the city. They are seeking a Credit & Marketing Officer to work with them on a permanant basis.
Responsibilities:
- Conduct detailed credit analysis and assess risks across an allocated client portfolio.
- Prepare credit appraisals for new lending applications and credit limit reviews.
- Recommend lending amounts, pricing, terms and conditions for credit committee approval.
- Review loan and security documentation to ensure compliance with approval terms.
- Liaise with agent banks, lawyers and other parties during due diligence.
- Manage client relationships and monitor financial performance and credit risks.
- Conduct annual credit reviews, assign risk ratings and monitor covenant compliance.
- Prepare monthly credit reports and financial returns for senior management and regulators.
The candidate:
- 3–5 years’ experience in credit, marketing and property lending.
- Strong analytical skills and financial analysis experience.
- Knowledge of real estate finance and property lending.
- Understanding of invoice financing, trade finance and loan discounting.
- Experience preparing credit appraisals and assessing lending risks.
- Knowledge of loan and security documentation is desirable.