Corporate Banking Credit Analyst (Mandarin speaking)
London
Permanent
£50k
cer Financial are working alongside a bank, who are based in London. They are seeking a Credit Analyst who has had Corporate Banking experience to work with them on a permanent basis.
Responsibilities:
- Conduct credit analysis for corporate borrowers and prepare credit applications for loan approvals.
- Analyse financial statements, cash flows, debt capacity, and credit risks.
- Perform periodic credit reviews of existing borrowers and projects.
- Prepare financial forecasts, stress tests, and valuation models.
- Support corporate client relationship management and participate in client meetings.
- Liaise with credit risk, legal, and business teams to support loan approvals and execution.
The candidate:
- Minimum 2 years’ experience in corporate banking, credit analysis, or risk management.
- Understanding of corporate lending, syndicated and bilateral loans.
- Strong financial statement analysis, credit assessment, and financial modelling skills.
- Ability to independently conduct credit analysis and prepare credit applications.
- Excellent analytical, communication, and stakeholder management skills.
- Bachelor’s degree in Finance, Economics, Accounting, or a related field.
- Mandarin language skills and CFA/ACCA qualifications are advantageous.
- Mandarin speaking.